Granny Flat Check
Price guide · checked 25 October 2026

Kit granny flat vs builder: what you actually save

A kit granny flat saves roughly a quarter on the building part if you manage the trades yourself. For a 60 m² two-bedroom flat in Melbourne that means about $132,000–$198,000 all-in, against $176,000–$255,000 for a builder’s turnkey price.

Kit vs builder: 60 m² two-bedroom, all-in

Both include GST, design, permits, connections and basic landscaping. The kit column assumes you hire and manage the trades yourself.

CityKit, you manage tradesBuilder, turnkeyDifference
Melbourne$132,000–$198,000$176,000–$255,000about $51,000
Sydney$145,000–$219,000$194,000–$285,000about $58,000
Brisbane$119,000–$181,000$158,000–$231,000about $45,000
Perth$119,000–$185,000$158,000–$237,000about $46,000

What a kit price really covers

A kit is the frame, roof, cladding, windows and doors, delivered. Supply-only kits for 45–60 m² run about $20,000 to $60,000. The slab, plumbing, electrical, kitchen, bathroom, linings, painting and flooring are all still to come, and they are most of the cost.

When a kit makes sense

  • You can run trades and you have time: a kit build commonly takes months longer.
  • You can get an owner-builder permit or certificate in your state.
  • Your block is easy. Site problems cost the same either way, and a builder carries that risk for you.

Questions

Is a kit granny flat cheaper than a builder?

Usually by about a quarter on the building part. For 60 m² in Melbourne that is about $132,000–$198,000 all-in for a kit you manage, against $176,000–$255,000 turnkey.

How much does a granny flat kit cost on its own?

Supply-only kits for 45–60 m² run about $20,000 to $60,000. That is the frame, roof, cladding, windows and doors, not a finished home.

Do I need an owner-builder permit for a kit granny flat?

In most states, yes, if you manage the build yourself. Check with your state building authority before you buy a kit.

What costs are the same for a kit and a builder?

Design, permits, the surveyor or certifier, water, sewer and power connections, and site problems like slope or a sewer pump. Together these are often $20,000 to $50,000.

Is a kit granny flat worth it?

If you have time, can manage trades and the block is easy, it can save $40,000 or more. If not, delays and mistakes can eat the saving.

Will it pay for itself?

Put this price and your expected rent into the rent and ROI calculator to see the yield and payback time.

Other price guides

Sources

Prices are all-in estimates including GST, from our cost calculator, which is built on 2026 builder price lists and cost guides. Checked 25 October 2026. Get at least two quotes after a site visit.